Introducing the EZMod Mortgage Modification System

Complete your mortgage modification application online, with step-by-step instructions

Created from our years of experience modifying mortgages, the EZMod system is a user-friendly program designed to simplify the mortgage modification process.  You answer simple questions about your finances, and EZMod does the rest.  The EZMod system is up-to-date with all the federal modification programs, including HAMP, HUD and Fannie Mae/Freddie Mac mortgage modification programs.

Our goal is simple: to help you create the most comprehensive, most up-to-date and most successful modification application possible.   The EZMod system helps you avoid common mistakes and pitfalls that cause otherwise qualified applications to be denied.  It’s critical that you get your loan modification application right the first time.  With EZMod, it’s as easy as One, Two, Three.

Easy as One, Two, Three


Step One

We teach you about the available mortgage modification programs.

The more you know, the better you can tailor your modification application to your lender’s satisfaction. Sign Up >

Step Two

Complete our EZ Mod mortgage modification application online, with step-by-step instructions.

Avoid common mistakes and pitfalls.  Following our experts’ advice, you’ll create the most comprehensive, most up-to-date and most proven mortgage modification application possible. Sign Up >

Step Three

Submit your mortgage modification application directly to your lender’s modification department.

Don’t deal with customer service representatives that have no authority to do anything. We help you cut through the red tape so that your application goes to the people that have real authority to modify your mortgage. Sign Up >

What people think of the EZ Mod System


My wife and I used the EZMod system to modify our mortgage. After reviewing their background, and speaking with friends who used the system, we were confident that the EZMod system would work. We made the right decision. By using the EZMod system, we were able to modify our mortgage and have our foreclosure case dismissed. The instructions were easy to follow. I highly recommend the EZMod system to anyone seeking to lower their mortgage payments and save their homes.


After attempting to modify my mortgage for two years, unsuccessfully, the bank filed a foreclosure on my home. A friend then referred me to the EZMod system. Turned out to be a really good friend, because the EZMod system finally helped me get the modification I was looking for. It worked like a charm. After using the EZMod system, the bank finally took me seriously and modified my mortgage. The bank cut $52k off of my mortgage principal and lowered my rate to 3.75%. It was unbelievable. I will never forget the assistance I received from the EZMod system. I highly, highly recommend it to anyone seeking to lower their monthly mortgage payments.


Before using the EZMod system, our modification requests had been rejected multiple times by our lender. We found EZMod and tried again. The EZMod system taught us about the options available to us, and gave us easy to follow instructions for completing our application. After completing the EZMod process, we received a modification that reduced our payments by more than $500 per month. I have since referred 1 friend and 1 family member to EZMod. They, too, have been very happy with the program.

Recent News

How Do You Get Your Loan Modification Application on the Desk of Someone with Real Authority to Modify Your Mortgage?

One of the hardest parts of the mortgage modification process is getting your modification application in front of someone at the bank that has actual authority to approve the modification.  There are two things you can do to overcome this major hurdle, things that EZMod was designed to help you do.  First, you must submit […]

Why Does Your Bank Continue Foreclosing Even While Reviewing Your Request for a Mortgage Modification?

Many homeowners in foreclosure wrongly assume that if their lender is reviewing their request for a mortgage modification, the lender will halt the foreclosure action during the review.  Unfortunately, this is a very dangerous assumption.  As a Florida foreclosure defense attorney, I’ve seen countless cases where homeowners failed to defend their foreclosure because the bank […]

Help to Prevent Foreclosure by Getting Your Mortgage Modification Application Right the First Time

If you are in default on your home loan and are seeking to modify your mortgage, your best bet is to get your mortgage modification application right the first time. The banks have a limited number of personnel that have actual authority to approve your mortgage modification.  Only those applications meeting the lender’s (and government’s) guidelines will make […]